Can I afford to send him to the school of his dreams?

It’s critical to have an open discussion with your student about the family financial picture that includes a clear explanation of what you are willing and

able to pay toward his education.

Often, our kids seem to believe in the proverbial money tree in the backyard. As adults, we know this is an unrealistic view. It’s also important to explain that parental assets have to go much further than the education of one child.

Take a holistic approach to financial planning. This means that your retirement is just as important as the college educations of your children. No one child, regardless of accomplishments, should take precedence over the future
well-being of either his parents or the other children in the family.

Once your student understands what your limits are, he can then begin to mentally plan for the possibility that he may not be able to attend his dream school, and approach the college planning process more realistically. He can
still apply to the dream college, but it does leave the door open to other, more financially viable options.

Affordable Fit

In my practice, I find that when families follow these suggestions, their students tend to be much more open to colleges that are both affordable and a good fit. It can also encourage students to be more proactive in looking for scholarship

money, or make them work a little bit harder to try to attain the grades that make a more prestigious college possible.

Being realistic can also take some of the pressure off the student to go trophy hunting, rather than finding colleges that provide a good match and fit for him.

What exactly are match and fit?

Match refers to your student’s numbers and how they compare to the middle 50 percent of accepted students at the college you’re considering. If your student’s unweighted GPA and test scores fall in that range, then the college is a potential match for your student.
A = 4.0, B = 3.0, C = 2.0, D = 1.0, F = 0

Subject                                              9th Grade 10th Grade 11th Grade
English                                               B = 3.0      A- = 3.7        B+ = 3.3
Math                                                   A = 4.0     C+ = 2.3        B- = 2.7
Science                                               A = 4.0     B+ = 3.3        A- = 3.7
Social Studies                                    B+ = 3.3   A- = 3.7          A = 4.0
Foreign Language                              C+ = 2.3    D = 1.0
TOTAL                                                      16.6         14.0            13.7

Add up the results and divide by the number of courses.

44.3 ÷ 14 = 3.16 GPA (unweighted).

 Most colleges will recalculate the high school GPA to a basic unweighted 4.0 scale based only on the core subjects. To do that, you pull out the grades for English, Math, Science, Social Studies and Foreign Language,

Looking at your student’s grades from the viewpoints of the admission office can guide you in your class choices. And be sure to avoid declining GPA’s – colleges look unfavorably at downward grade trends. It’s important that your student’s grades remain above a B in all subjects if at all possible.

Fit on the other hand, refers to the social and academic aspects of the college.
• Does he feel comfortable on campus?
• Are there students there with whom he can connect?
• Does the school offer the academic environment and extracurricular options that he is looking for?

Will my daughter find a job in her field after graduation?

Note:  This is the second in a 4-Part Series about "Face Down Your Top Four College Fears & Help Your Student Succeed!"

This question requires a bit of a crystal ball and depends on a number of factors.

A primary factor is how diligently did your student look for a job both while in college and after graduation? Getting your résumé read can be challenging and dependent on factors out of the control of the applicant. But your student can enhance her chances of getting that all-important interview by:

• Seeking out and taking advantage of internship opportunities

during her college years

• Finding chances to shadow someone in the career she is seeking

• Doing informational interviews with professionals in her desired field

• Taking advantage of the college career center to keep her résumé up to date and ensure it contains the elements that will attract prospective employers

Some colleges require students to present an up-to-date résumé to professors at the beginning of every course they take. This forces students to learn the constructs of a résumé, to go through it with a career professional and
to keep it current by adding each honor, job and enhanced skill as these are acquired. If your student has not done this, feel free to call us for help.

Watch for Red Flags Along the Way

What if you don’t see your daughter progressing toward a career while she is in high school and college? First, try to determine what is keeping her from doing the things she needs to do to become independent and employable.

And try to avoid some of the well-meaning roadblocks I see parents putting in the paths of their student:

• Is she afraid of her looming independence?
• Is she concerned that she cannot make it on her own?
• Has she been given the opportunities to both succeed and to fail, or have you protected her from this?
• When you speak with her, is your focus on her intellectual growth or on her social growth?
• Is she subliminally receiving messages that your goals for her are different than those for her brother?
• Does she know how to keep a budget or do you pitch in when she runs short?

Foster responsibility by helping your high school student plan her budget, and making your financial expectations clear before your student leaves for college.

Tell her exactly how much spending money you are willing to put into
her account each semester and what you expect her to do if she overdraws that amount.  The goal, of course, is not to enable the behavior by adding more money to the account, but to expect that she will do something to earn money to offset the overdraw. There will be no advance on next semester’s deposit.

One of my students could not understand why she was not free to park in front of her residence hall even though it was clearly posted as a no parking zone. Soon after she brought her car to campus in her sophomore year, her parents began to see $10 parking tickets added to the quarterly tuition bill. After warning her of the consequence, rather than pay these fees for her, they opted to take the fee out of her next allotment.

She was incensed until she was willing to accept that the rules applied to her as well as to everyone else on campus and that she could not change them because she didn’t agree.

These are life lessons that responsible adults have to learn; without consequences, there is no growth!

Watch for Part 3 - Can I Afford to send Him to the School of His Dreams?  Our answer may surprise you!

Klaar to Host March Seminars on Planning for College, Finances

Klaar College Consulting is offering several educational seminars to help students and parents to prepare for applying for college. The seminars will be led by Charlotte Klaar, Ph.D., Director of Klaar College Consulting, and Dianne Keilholtz, M.S., a Nationally Certified Counselor who recently joined Klaar College Consulting as an Independent Educational Consultant.

The seminars will offer timely information on: planning for college as a sophomore, junior and senior; scholarships and financial aid options; standardized tests; and changes in college applications.

The seminars are on Saturday, March 22, 9 a.m. – 12 noon at the Frederick Campus of Mount St. Mary’s University at 5350 Spectrum Dr., Frederick, and Saturday, March 29 from 9 a.m. to noon at the Comfort Inn, 1872 Edwin Miller Blvd., Martinsburg, WV.  Refreshments will be served.  RSVP to 301-834-6888 or charlotte@cklaar.com.

 “Ms. Keilholtz spent 28 years with Frederick County Public Schools, most recently as a guidance

Dianne Keilholtz

counselor,” and brings a wealth of knowledge and experience to her new role at Klaar College Consulting,” noted Dr. Klaar.

Ms. Keilholtz earned her Bachelor’s in Special Education at Hood College, and her M.S. in Guidance and Counseling from McDaniel College. She is also an Associate member of the Independent Educational Consultants Association (IECA).

Dr. Klaar is a Certified Educational Planner with more than 19 years of experience in her field. She also holds a PhD in general psychology from Capella University, a BA in liberal studies from the University of the State of New York, a teaching certificate from William Patterson University, and an MS in interdisciplinary science studies from Johns Hopkins University.

Dr. Klaar is an active member of the Independent Educational Consultants Association (IECA), the National Association for College Admission Counseling and the Potomac and Chesapeake Association for College Admission Counseling.  

Seven Steps on the Path to Paying for College

Are you a college senior who is receiving those anticipated college acceptance letters?  Or perhaps a sophomore or junior who is planning ahead?  Either way, parents and students need to plan ahead to determine HOW they’re going to pay for college!  

Step One:

Do the math -- find out the price of your most and least expensive school choices. Then figure out what your family can afford to contribute. Every college now has a cost calculator on its web site to see how you fit the financial profile for that school.

Step Two:

Seek help! On school tours, ask the hard questions about available aid. Visit their financial aid office and get as much information about their grants, scholarships and loans as possible. Start this process as early as you can.

Step Three:

Go scholarship hunting in your local area.  Many local organizations provide scholarships based on certain criteria either directly or through a local Community Foundation.  In Frederick County MD, for example, more than $515,000 was awarded to more than 280 scholars for the 2012-2013 academic year, which represents scholarships from 189 funds.http://www.cffredco.org/receive/scholarships

These applications should be made in the fall or winter, with awards frequently announced in the late spring. Each high school guidance office has a list of local scholarships for its students.

Step Four:

Time your financial aid applications to meet the early deadlines; if you are confused as to how to market yourself or your student, get help from a college consultant.

Step Five:

Complete your FAFSA forms! Even if you think you may not qualify for money, it can’t hurt to try. In addition, everyone needs a FAFSA on file in case of financial emergency in the future.

Step Six:

After you get your financial aid packages back, it’s time to review! Sit down as a family and compare all options.   Look carefully at each award. Even though one school may give you more money, another school may cost less overall. Remember to calculate how much money is being offered in merit aid (free money) as opposed to money that is in the form of loans or work study.

Step Seven:

Make a decision and meet all the deadlines! If you need more time to decide, call the financial aid office and ask for an extension on your deadline. Some colleges are historically more generous than others. A college consultant knows who those colleges are.

For more information on financial aid options and affordable but lesser-known colleges in your area, contact Charlotte Klaar, PhD, 301-834-6888, Charlotte@cklaar.com, www.cklaar.com.

Junior Year: It’s College Crunch Time!

For many juniors, the end of winter break ushers in an important time in their high school careers, as they begin to seriously look at their college options.  With more than 3,500 colleges nationwide, there are many factors for students and parents to take into consideration. No wonder the college selection process can seem overwhelming!  To help you focus your efforts, here are the top three things to zero in on right now:

1. Define your criteria for choosing a college

Think seriously about the things that are important to you in choosing a school.  Are you looking for a specific academic program, or is student life more important? How large or small of a college would you feel most comfortable with? Do you want a school where there are opportunities to study abroad?  Would you like a conservative environment, or a more liberal one?  How far from home do you want to be? 

2. Realistically evaluate your credentials

One of the shifts that has affected college admissions is “grade inflation.”  In the past, the traditional bell curve for an average grade was C; now the average grade is B, which can give kids and parents of B students a false sense of security. 

Also look at how challenging your high school course load has been. Challenging courses, including AP classes, show schools that you’re committed to academics and that you used your time in high school wisely.

It’s also important to be involved in your school and in the community, and to commit to a few activities. If possible, these should include athletics and/or the arts, student government, and community service activities.

If you’re in Scouting, achieving the Eagle rank or Gold Award levels are very impressive to college admissions counselors, because of the dedication and leadership potential they represent. 

3. Understand the need for a balanced list of colleges based on financial and acceptance likeliness

When choosing a college, it’s important to not only look at what you want from a school, but what the school wants from you. Be aware of things such as the acceptance rate of various schools, and the credentials of the accepted students. 

In terms of cost, local state schools may not always be the least expensive.  Many are facing huge challenges and the pool of funds available for financial assistance has dried up significantly. Private schools, on the other hand, are funded by endowments, and when private schools want an excellent, standout student who will be a credit to them, they can shift more Merit Scholarship dollars towards getting that student, and less towards a more average student who may choose to go there.

If you’d like help in finding the best possible match between your student’s educational, social, and financial needs, and what colleges offer, give us a call.  We’ve guided hundreds of students to college success!  To schedule your first consultation, just call 301-834-6888 or email us at Charlotte@cklaar.com. 

Summertime - Time for Relaxation but Don’t Forget About College Prep!

It’s summertime and preparing for college may be the furthest thing from your mind. But even as you enjoy your summer break, you’d be wise to use this free time to your advantage.

If you’re a rising senior, be aware that September will come all too soon and by the time school starts, you should have a final list of colleges, so you can begin your applications.  This fall will be a busy time with essays, letters of recommendations, college applications, etc.

By taking advantage of these long summer days, you can get a real jump start on your college application process!

Here are some tips for maximizing your summer:

Read

Reading will help keep your mind fresh and help build language skills. You don’t need to read classic English literature – popular young adult books will do the trick.  And take a book on vacation with you!

Volunteer

Volunteer for an organization that you are interested in and passionate about. This is a great way to build your resume and to narrow down potential fields of interest. 

Get a job

Earn some extra cash while taking on responsibility.  Colleges like to see that you have responsibilities outside of your schoolwork.

Visit colleges

Make time to visit colleges you are interested in.  Since school is not in session, summer may not be the most ideal time for college visits, but you can still get a feel for the place and visit again if necessary. Taking a family vacation? Plan to visit colleges along your way.

Think about what you want out of your college experience

Take time to think about what you want in a school, your interests, and what you would like to get out of your college experience.  Long car rides to the beach are perfect for brainstorming.

Have a fun and meaningful summer!

Charlotte Klaar, Ph.D.

For more information about how Klaar College Consulting can help lead you to college success, call us at 301-834-6888 and visit the many resources available on our website www.cklaar.com.  

Strong Academics, Idyllic Settings at Women's Colleges

On a recent trip to Western Massachusetts, I visited two wonderful women’s colleges: Mount Holyoke (@mtholyoke) and Smith (@smith). While both are women’s colleges and have many similarities, they are also quite different from each other. I strongly encourage young women to explore these as well as other women’s colleges, before deciding whether to apply only to coed institutions.

Mount Holyoke, in South Hadley, is smaller (2,200 students) and in more of a rural setting than Smith. Tucked into the Berkshire Mountains, this beautiful campus offers the opportunity to think and learn in a comfortable and quiet setting.

Recently, a series of fabulous restaurants, coffee shops, and boutiques were added at the edge of the campus. All are within walking distance of the residences.

Academics have always been the strong suit of the Northeastern U.S. liberal women’s colleges known as the “Seven Sisters.”*  As the first dedicated to educating women, Mount Holyoke has never been distracted from its mission of providing a solid liberal arts education, coupled with strong programs in the arts – including dance, theater, and studio arts.  They also offer well-respected programs in business and science. While one might think of South Hadley as a “sleepy little town,” dynamic intellectual pursuits are alive and well at Mount Holyoke. 

Smith College in Northampton is the largest of the Seven Sisters, and is located in a much busier town that’s within easy walking distance. There is a lot to do in the area surrounding Smith, and the campus itself is a haven around a beautiful lake. 

A very strong engineering program is offered, along with its liberal arts core. Smith’s curriculum also has a strong global focus, and encourages students to study abroad to prepare for a future career as a global leader. Their open curriculum, with no core requirements, encourages students to explore their interests in many areas, so students frequently have double majors or minors.

The residential system at Smith is governed by a house system, rather than residence halls, and students identify themselves by their house (all if which are self-governing).

Both Mount Holyoke and Smith have a population of non-traditional women students, as well as significant international populations. Their selection process emphasizes the GPA of incoming students. Both colleges are SAT optional, in recognition of their focus on strong high school preparation. Each is a member of the Five College Consortium, and students can easily take classes at the other colleges via a bus system.

Don’t miss the opportunity to explore these and other women’s colleges to round out your college research.  You may find a good fit and a rewarding college experience!

* The other women’s colleges of the Seven Sisters include Barnard College, Bryn Mawr College, Radcliffe College, Vassar College, and Wellesley College. All were founded between 1837 and 1889.

Don’t Forget to Check the Status of Your College Applications

Some of you may have heard back from colleges, some may not.  Don’t get discouraged.

All colleges provide a timeline of when important documents are due.  Closely monitor the timeline so you don’t miss out on the little things.  As time goes on, remember to:

Make sure applications are complete

Check in with the colleges to ensure they have received all the necessary application documents.  Many colleges have online profiles for the applicants; log into your account and see the status of your application.

Send mid-year grades

Many colleges require mid-year grades.  Take the time to go to your guidance counselor and request having your transcripts sent.  Use this opportunity to update colleges about any information that may have changed.

Send SAT/ACT scores

Whether you are taking the SAT/ACT for the first time or are retaking the test, don’t forget to send your scores to all of the colleges to which you applied.

Keep all applications on file

Keep hard copies of all your applications on file.  You never know when you will have to refer back to them.

Be patient as you wait to hear from colleges.  I wish you the best of luck!

Junior Year and the Dreaded College Search

Now is the time to start planning for your college career!

Junior year is known for beginning the college search and preparing for the search and application process.  It can all seem daunting, so here are some tips to help make your junior year more manageable:

Narrow down potential majors

Talk with your guidance counselor and schedule a time to take career tests and assessments.  These can be very useful in identifying your strengths, narrowing down your interests, and pointing you toward possible career paths.

Attend college fairs

College fairs are a valuable resource to gain additional information about a wide variety of colleges.  There will be admissions representatives present for each college, so it is a great way to ask questions and learn more.  For more information about college fairs, read my blog post College Fairs- Helpful Hints to Help Your Child Stand Out.

Create a list of colleges

Create a list of colleges that you are interested in; try to keep the list between 10-15 colleges.  When creating your list, don’t forget to consider important criteria such as: majors offered, location, public vs. private, financial aid options available, demographics of the campus, size, tuition costs, housing options, extracurricular activities, student-faculty ratio, etc.  

Visit colleges before applying

Schedule college visits before applying.  Even if you plan to go on a scheduled campus tour, plan your visit so you can also explore the surrounding community.  Don’t be afraid to ask questions; make a pro/con list of each school so that later you can accurately -recall details of each campus.  The college will be your home for four years, so you want to make sure you will feel comfortable there. 

Colleges monitor students’ interest in their school.  Not only will visiting the schools help you narrow down what you want in a college, but it will show the college that you are interested in them as more than a backup or safety school.

Get to know your teachers

Colleges require students to submit letters of recommendation along with their admissions application.  Get to know some of your favorite teachers.  They will be a valuable resource when it comes to asking for letters of recommendation.

Grades

If you have a low GPA it’s not too late to turn it around.  Colleges look at trends in your GPA, so if you have slacked off, you still have time to show colleges that you’re taking your education seriously.  If you do very well your junior and senior years, colleges will notice your efforts.  

Don’t forget about standardized tests

Deadlines for standardized tests are fast approaching! Make a timetable for SAT/ACT.

March 9^th is the deadline for the ACT http://www.actstudent.org/

April 6^th is the deadline for the SAT so begin thinking and studying for the SAT http://sat.collegeboard.org/home

Begin to prepare for AP exams.  Remember you can get college credit, so the time you spend studying for the exam could save you from taking a course in college.  Put forth the effort now and it will pay off in the future.

There are many study guides available to help you prepare for all standardized tests.

Begin thinking about senior year course selection

Consider taking upper level courses such as Honors, AP, and community college courses.  AP courses and classes at your local community college are great ways to earn college credits.  It shows colleges your intellectual curiosity and dedication to hard work.

Plan for summer

Start planning now so you can make effective use of your summer.  Begin to think of possible jobs or internships and schedule additional college visits.

Here are some additional resources for high school juniors.

The College Board’s action plan for juniors: http://www.collegeboard.com/student/plan/action/juniors.html

College Fairs- Helpful Hints to Help Your Child Stand Out

This spring, your college-bound students may be attending a number of College Fairs.  This can be a wonderful opportunity to get acquainted with different colleges, many of whom may not be familiar to your high school child.  Unfortunately, students are often not given the tools to properly navigate these events, and may miss out on a valuable opportunity to make an impression on an admissions representative.

I was recently involved in a College Fair, and was surprised at what I saw and heard.  Help your child prepare, so he or she maximizes the college fair experience.  Below are some valuable tips:

1. Plan Ahead: Your child should go to a college fair with some idea of what kind of college would be a good fit for him/her.  Look carefully at the list of colleges who will be present at the fair.  Narrow down the list and prioritize the college booths that your child will visit and make his/her interest in that college known.

Use this opportunity to have at least a preliminary discussion about size, location, campus environment and other factors which are important in the decision.  Have your child do some Internet research on the colleges present at the fair and use this information to round out the list.  The effort you make researching prior to the college fair will show off when speaking with the admissions representative.  Make the best impression possible!

2. Dress Appropriately: This is your child’s chance to make an impression on the admissions representative taking part in the fair. Think about how you would recommend that your child dress for a college visit to his/her first choice school. That is exactly how he/she should dress for the college fair.  Dress to impress!

3. Speak Intelligently: If your child has done the research on the schools to be visited at the fair, use that information to impress the representative.  Ask intelligent questions about the school, its environment and students.

4. Take Notes: Your child will be speaking to many different college representatives, which can be overwhelming.  All the colleges will blend together by the end of the night.  Encourage your child to take notes after each booth.  Having notes to review later will prove to be very helpful.

5. Don’t Travel in a Pack: Assure your student that this is his/her chance to shine and to gather information. This is done much more effectively if your child is alone with the representative, rather than approaching with an entourage. It is particularly not a good idea for your child to approach a college booth with his/her significant other draped all over him/her.

6. Gum: Get rid of the gum! A person looks more adult and is more easily understood without a mouthful of gum.

7. Go as a family: Most college fairs offer evening hours, which gives you the opportunity to attend the fair with your child. This will impress on your student that, although the choice and process belongs to him/her, you will be there to act as a coach and cheerleader. Encourage your child to ask questions and be sure that you don’t undermine his/her confidence in front of the admissions reps.

College Fairs can be very informative venues. Don’t only focus on the colleges whose names you know. There may be some hidden gems in attendance that would provide your child with just the right fit.

Try to put aside notions such as ‘party school’ and to ignore the person you know who attended a particular college and was not happy. Remember that any school is a party school if that is what your child is looking for.  Your child is unique and what did not suit someone else may be perfect for him/her.

Senioritis... the Disease College-Bound Students Should Avoid

Already accepted to college? Beginning to lose interest and focus in school? Be careful not to catch senioritis!

Senioritis- a disease effecting high school seniors, especially during second semester; identified by laziness, lack of focus, repeated absences, and a strong desire to graduate.

Senioritis can sneak up on you faster than you think! Here are some tips we give students for avoiding this dread condition: 

Take a strong course load

Don’t take a relaxing course load just because you can. This is your time to shine!  Many high schools only require three years of all the basic subjects (math, science, history, etc.) and four years of English.  Go above and beyond and take a fourth year of the quality courses.  Try to avoid taking study hall or three different gym classes to get out of studying your senior year.  Admissions officers view the hard work and dedication you put forth late in the game as a good indicator of how you will perform in college.

Grades matter

Use your senior year effectively.  College acceptance is based on senior year performance. 

Colleges look at your grades for the first three years of high school.  What many students don’t realize is that grades during their senior year are just as important!  Colleges require you to submit your first quarter, mid-year, and end-of-year grades.  If you have a downward trend in your grades, colleges will notice and take that into account in determining your ultimate acceptance, your financial award, and whether you acceptance is rescinded.

The college application process is competitive and there are many students on a wait-list ready to take your spot.  Your grades senior year can make or break you.  Don’t become a red flag and give colleges a reason to revoke your acceptance.

Tired of high school classes?

Take a course at a local community college.  This is a perfect way to demonstrate your intellectual curiosity, plus you can earn college credits in the process.  Not a bad deal!

Time Magazine also has a great article about combatting senioritis: http://www.time.com/time/magazine/article/0,9171,1191831,00.html  

A Smarter FAFSA and Other Changes

The FAFSA due date is fast approaching (March 1^st).  Maybe you’ve noticed changes, maybe you haven’t.  This year FAFSA 2012-2013 has a few changes that make the application process run more smoothly.

1. Skip logic- The FAFSA is now finally ‘smart’. It takes answers you already provided and eliminates repetitive or unnecessary questions.  Makes the process much quicker!

2. Better navigation- The FAFSA now knows where you left off.  The application auto resumes when you log in.  No more wasting time finding the section you were on!

3. Easy editing options- The FAFSA changes address editing information.  In previous years, you were directed to a different page to make edits which had a completely different look and feel.  Now the edit page looks like the rest of the FAFSA.  Much more user friendly.

4. Advanced notifications- you can choose to set up automatic notifications from FAFSA.  For example, you can get a reminder to update financial information after tax season.

5. IRS DataRetrieval Tool- Starting February 1^st, you have the option of downloading your financial information directly from the IRS to your FAFSA application

Import information to remember

FAFSA becomes available January 1, 2012 and is due March 1, 2012. Colleges set their own deadlines so make sure to check with each college.

FAFSA is based on income from the 2011 tax year.  If possible, file your taxes prior to doing the FAFSA so you have an accurate account of financial information.  If not, you can estimate financial information and correct it after filing taxes.  As always, the sooner you submit all the information the better!

For some grants, financial aid is awarded on a first-come, first-served basis.  Take advantage of this and turn in the FAFSA as early as possible.

There are many resources out there about FAFSA and different financial aid questions. Take a look at these for additional information!

For the FAFSA application: www.fafsa.ed.gov/index.htm

A great New York Times blog that addresses financial aid is: http://thechoice.blogs.nytimes.com/

Why Should You Consider Hiring an Independent Educational Consultant?

Independent Educational Consultants bring a wealth of in-depth information to the college choice and application process that families often forget about as they begin to  make decisions for their students. We are professionals who spend a great deal of time actually walking college campuses and speaking with admissions counselors so that we can keep our fingers on the pulse of the industry. A good college consultant can help separate what is marketing on the part of a college and what is truly important to the choice your student will make. A college consultant will conduct an in-depth review of the student’s academic record, standardized test scores, activities involvement, and special talents that the student brings to the table. In addition, the consultant will spend the time necessary to get a real handle on what both the parents and the student want from the college experience. 

To choose the right college consultant for your family you should look carefully at the credentials that the individual offers. First and foremost, the consultant should be a professional member of the Independent Educational Consultants Association (IECA), a member of the National Association for College Admissions Counseling (NACAC) and be actively involved in the work of one or both organizations. If you can find someone who is also a Certified Educational Planner (CEP), you have hit the jackpot of professional accreditation and a person who subscribes to ethical standards of conduct that place your student at the center of the process. Choosing a college is about fit and match; it is not trophy hunting. An ethical and reliable consultant will know what schools are a good fit and will help the student develop self-awareness and to be empowered in the process. More and more colleges, both public and private, are beginning to understand that students who use a consultant are more likely to complete a degree at the college where they started than are those who conducted the process on their own. Therefore, using a consultant can result in parents spending a lot less overall to educate their student. If you don’t transfer, you don’t lose either time or credits, both of which cost a great deal of money.

The investment in a well-credentialed consultant offers protection for your academic dollar. While consultants are not inexpensive, neither is the amount you spend on tuition, room and board, and peripheral expenses for the student. You would not think of buying or selling a house without a good realtor to protect you. Why would you spend between $100,000 and $200,000 on a college education without having professional  help that is focused on your student?

 

High School Students: Time to Get Back to Work

Summer is over and it is now time to get back to school. No matter what you have done in previous years, this is an opportunity to reinvent yourself and become the student that you want to be. As you get closer to graduation, you need to begin thinking about college or a job. That means that it is time to grow up and recognize that your parents will not be there to hold your hand and fight your battles for you. What you have learned and how you approach your responsibilities will determine the college who will accept you, the job you will get, and the success you will have. No one else can do that for you or shield you from the realities of life. Knowing this should encourage you to begin to do your best work, take the most challenging classes, take your work seriously and, most of all, feel the thrill of success that you know you have earned.

If you are a high school senior, it is not too late to find a college that will want you. There are many great colleges that will help you learn and grow. If college is your goal, don't let anyone discourage you from trying no matter what your high school record looks like. There are schools that will help you get the education you want, if you are willing to do your part. We are here to help you find the college that will fit your style and your family finances. Don't give up the dream!

New Educational Consultants

I just spent a week teaching for the IECA Summer Institute. I have volunteered to do this for the last 12 years and continue to find it one of the most gratifying weeks of the year. Not only does IECA provide a comprehensive and informative curriculum to the new or soon-to-be educational consultants who come each year, but my colleagues on the faculty bring consistently new perspectives from which I continue to learn even after having spent 15 years in this business.

The one thing that I come away with each year is the knowledge that this profession is going to be in good hands when those of us who have practiced for a long time are gone. Those seeking to follow in our footsteps are ethical, eager to learn professionals who understand that what we do is about the best we can provide to the students we serve. For college consultants, like me, that is all about fit and match and not at all about trophy hunting. At times, it is educating parents about how to subjugate their own needs and desires to what is best for their child. It is always about helping students develop self-awareness and self-advocacy skills which they will carry with them for the rest of their lives.  As my own practice has grown and changed over the years, those two facets of my work remain unchanged.

After all these years of working only with students and their families, I now have branched out to providing consulting support to other educational consultants. I have garnered great satisfaction teaching new consultants through my work with IECA, UCLA Extension, and UC-Irvine Extension and am now responding to the requests of many over the years to give more hands-on assistance for a fee to those newly in practice. Will I ever stop my volunteer efforts to educate those new to the profession? Not as long as I am given the opportunity to do so. This newer venture will allow me to give more time to those who feel that they need more.

I am confident about the future of our profession and am thrilled to be able to help shape this future by working with those who will follow me when I am no longer practicing.

PSAT is in: Now What

Many families have received or are about to receive the PSAT results for their 11th grade student . Most high schools present the results to students in their English classes and ask that the score report and booklet be taken home to parents. Unfortunately, most families will have no idea what to do with it. Read on for some suggestions.

1. Consider the score: Over my 15 years of practice with high school students, the most consistent response I get to "How did you do on your PSAT?" is "Awful!" No one explains to students that they still have almost two full years to go before the end of high school and that the number score is much less important than the percentile into which they fall.  For example, if a student sees a 58 on the Math section, he or she assumes that this is not a good harbinger for the SAT. If the student looked at the percentile for this score, 76%, she or he would have realized that this percentile puts him or her in the top 24% of the country. Further analysis of the section would show that the student completed all questions without using the strategy of leaving out questions for which at least one answer could not be eliminated. This lack of strategic approach to the PSAT made the student lose points for incorrect guesses.

2. Understand what to do with the booklet: The booklet is the actual test and the student can compare it to the right and wrong answers on the score report. By doing this, what was answered incorrectly can be examined to determine if it was a careless mistake or if the student does not understand a concept that is necessary to do better on the SAT. Once this analysis is done, the student should make a list of the missed questions that s/he does not understand and go to the appropriate teacher for an explanation of the concept so that there is an understanding of the concept or how to do the calculation.

3. Know that the PSAT is not identical to the SAT: The discrepancy between the two tests lies in the Writing section. There is no essay on the PSAT. The PSAT Writing section is simply a grammar test. Therefore, students who do not understand grammar will do quite poorly on this section of the PSAT. On the other hand, the student may have respectable essay writing skills in the sense that s/he can make a point and support it in a written argument, which will raise the Writing score on the SAT. This is not to say that grammar is unimportant; it is very important. Unfortunately, we have not stressed grammar in schools for many years and students are bearing the brunt of this decision. I advise students who want to do well to get a basic grammar book and study. Ask your English teacher to help you if you don't understand. Practice writing a standard five paragraph persuasive essay and apply this skill to the SAT.

4. Realize that if you don't read regularly, you will not do well on the Critical Reading section: Reading is a skill that must be developed over time. When students proudly announce to me that they "Hate reading" or "Never read," I suggest that they do 20 minutes of reading each night before bed and build up to at least 45 minutes of sustained reading in order to build the skill. I really don't care what is being read, just that the student is reading. Just as muscles will be weak without working out, reading will be weak without practice. Unless the student reads regularly, s/he will not be able to read quickly or with understanding and this will have a profound effect not only on the SAT score, but also on the likelihood of success in college where there is so much reading to be done often without feedback except for the test on the material.

The PSAT is a great tool but, like many tools, few understand how to properly use it for maximum effect. I hope that you will use it correctly and enhance your skills before the SAT.

Back Home Again

It is wonderful to be back home again and to touch base with clients and friends in order to share that which I learned in the last two weeks. I saw some exciting colleges while I was away, many of which I had seen before but the changes on their campuses were amazing. A few whom I had not seen that challenged some opinions about them which I had heard from others and caused me to evaluate them in terms of the students to whom I could recommend them.

One of the most exciting things about educational consulting is the constantly changing landscape of colleges which we must keep up on in order to properly serve our students. Although this necessitates a great deal of travel, I find that it keeps me interested in the issues which a good consultant must be interested in. Among these are the changes we find on campuses in both programs and facilities; the financial considerations that we need to know in order to help families make the best decisions for their students; and the general changes to the college process which is a dynamic one.

To do these things well, it is critical to keep up with professional development and attending IECA conferences over the years is one of the best ways I have found to keep abreast of developments in all these areas. It is not only the informative breakout sessions that help me learn but it is also the conversations with colleagues from around the country and the world that help. Keynote speakers are the icing on the cake. Anyone who wants quality training in this industry must turn first to IECA to ensure that they get the best of the best.

Charlotte Klaar

IECA Conference Charlotte, NC

I have just spent a wonderful week doing what I love to do. I have visited eight wonderfully different college campuses, attended some very stimulating workshops in which I learned about adolescents, educational innovations, admissions changes, and many other things which I am looking forward to using with my clients when I return home. What makes all this even more special is the opportunity to do all this with colleagues and friends from IECA.

Early this week I was visited Davidson College, Elon University, High Point University, Queens University, UNC- Charlotte, and UNC-School of the Arts. Each college was very generous to share with us their time and to make sure that we understood their particular niche in the college landscape as well as to tell us about the students who would be a good fit for their particular academic programs. Today, along with two friends from IECA, we drove from the conference hotel to Wake Forest University and Guilford University since we could not be so close and not see these wonderful schools. While spending hours on a bus or in a car may not sound like much fun to many people, for the IECA consultant, it is a pleasure because doing this allows us to expand our knowledge which in turn makes us a more valuable asset to the students we serve.

At the conference, I was privileged to hear two wonderful keynote speakers, Daniel Pink and Nido Quebin. Both are noted authors and each delivered inspiring addresses that both informed and entertained the audience. Mr. Pink discussed the need for us to prepare students "for their future and not for our pasts." Mr. Quebin, President of High Point University, shared with us his vision for High Point and the philosophy that lay behind his plans for this beautiful college. Both are unique and imbued with the common sense approach that offers the wisdom of allowing students to live in environments to which they can aspire as they grow and to give them a high quality education at the same time. Each of them pointed out the need for us to educate students for the future as it will exist in the world that they will inhabit as adults and not for the world for which we were educated since these are vastly different places.

Every time I attend an IECA conference, I return to my work re-energized and enthusiastic about the work I do and the students whose lives I touch. What a great way to make a living and a life!