Can I afford to send him to the school of his dreams?

It’s critical to have an open discussion with your student about the family financial picture that includes a clear explanation of what you are willing and

able to pay toward his education.

Often, our kids seem to believe in the proverbial money tree in the backyard. As adults, we know this is an unrealistic view. It’s also important to explain that parental assets have to go much further than the education of one child.

Take a holistic approach to financial planning. This means that your retirement is just as important as the college educations of your children. No one child, regardless of accomplishments, should take precedence over the future
well-being of either his parents or the other children in the family.

Once your student understands what your limits are, he can then begin to mentally plan for the possibility that he may not be able to attend his dream school, and approach the college planning process more realistically. He can
still apply to the dream college, but it does leave the door open to other, more financially viable options.

Affordable Fit

In my practice, I find that when families follow these suggestions, their students tend to be much more open to colleges that are both affordable and a good fit. It can also encourage students to be more proactive in looking for scholarship

money, or make them work a little bit harder to try to attain the grades that make a more prestigious college possible.

Being realistic can also take some of the pressure off the student to go trophy hunting, rather than finding colleges that provide a good match and fit for him.

What exactly are match and fit?

Match refers to your student’s numbers and how they compare to the middle 50 percent of accepted students at the college you’re considering. If your student’s unweighted GPA and test scores fall in that range, then the college is a potential match for your student.
A = 4.0, B = 3.0, C = 2.0, D = 1.0, F = 0

Subject                                              9th Grade 10th Grade 11th Grade
English                                               B = 3.0      A- = 3.7        B+ = 3.3
Math                                                   A = 4.0     C+ = 2.3        B- = 2.7
Science                                               A = 4.0     B+ = 3.3        A- = 3.7
Social Studies                                    B+ = 3.3   A- = 3.7          A = 4.0
Foreign Language                              C+ = 2.3    D = 1.0
TOTAL                                                      16.6         14.0            13.7

Add up the results and divide by the number of courses.

44.3 ÷ 14 = 3.16 GPA (unweighted).

 Most colleges will recalculate the high school GPA to a basic unweighted 4.0 scale based only on the core subjects. To do that, you pull out the grades for English, Math, Science, Social Studies and Foreign Language,

Looking at your student’s grades from the viewpoints of the admission office can guide you in your class choices. And be sure to avoid declining GPA’s – colleges look unfavorably at downward grade trends. It’s important that your student’s grades remain above a B in all subjects if at all possible.

Fit on the other hand, refers to the social and academic aspects of the college.
• Does he feel comfortable on campus?
• Are there students there with whom he can connect?
• Does the school offer the academic environment and extracurricular options that he is looking for?

Will my daughter find a job in her field after graduation?

Note:  This is the second in a 4-Part Series about "Face Down Your Top Four College Fears & Help Your Student Succeed!"

This question requires a bit of a crystal ball and depends on a number of factors.

A primary factor is how diligently did your student look for a job both while in college and after graduation? Getting your résumé read can be challenging and dependent on factors out of the control of the applicant. But your student can enhance her chances of getting that all-important interview by:

• Seeking out and taking advantage of internship opportunities

during her college years

• Finding chances to shadow someone in the career she is seeking

• Doing informational interviews with professionals in her desired field

• Taking advantage of the college career center to keep her résumé up to date and ensure it contains the elements that will attract prospective employers

Some colleges require students to present an up-to-date résumé to professors at the beginning of every course they take. This forces students to learn the constructs of a résumé, to go through it with a career professional and
to keep it current by adding each honor, job and enhanced skill as these are acquired. If your student has not done this, feel free to call us for help.

Watch for Red Flags Along the Way

What if you don’t see your daughter progressing toward a career while she is in high school and college? First, try to determine what is keeping her from doing the things she needs to do to become independent and employable.

And try to avoid some of the well-meaning roadblocks I see parents putting in the paths of their student:

• Is she afraid of her looming independence?
• Is she concerned that she cannot make it on her own?
• Has she been given the opportunities to both succeed and to fail, or have you protected her from this?
• When you speak with her, is your focus on her intellectual growth or on her social growth?
• Is she subliminally receiving messages that your goals for her are different than those for her brother?
• Does she know how to keep a budget or do you pitch in when she runs short?

Foster responsibility by helping your high school student plan her budget, and making your financial expectations clear before your student leaves for college.

Tell her exactly how much spending money you are willing to put into
her account each semester and what you expect her to do if she overdraws that amount.  The goal, of course, is not to enable the behavior by adding more money to the account, but to expect that she will do something to earn money to offset the overdraw. There will be no advance on next semester’s deposit.

One of my students could not understand why she was not free to park in front of her residence hall even though it was clearly posted as a no parking zone. Soon after she brought her car to campus in her sophomore year, her parents began to see $10 parking tickets added to the quarterly tuition bill. After warning her of the consequence, rather than pay these fees for her, they opted to take the fee out of her next allotment.

She was incensed until she was willing to accept that the rules applied to her as well as to everyone else on campus and that she could not change them because she didn’t agree.

These are life lessons that responsible adults have to learn; without consequences, there is no growth!

Watch for Part 3 - Can I Afford to send Him to the School of His Dreams?  Our answer may surprise you!

Here's What Colleges Want From You!

Between SAT scores, extracurricular activities and GPAs, the process of deciphering what colleges are looking for can seem complex and daunting! Here’s a quick and easy to follow list of what many colleges are looking for in their prospective students to help make the process easier. While some of the items are old standbys, some things on the list may surprise you!

1. A great letter of recommendation. A good word from people you’ve worked with or for is a helpful source of insight into your character.

2. A challenging high school course load. This shows schools that you’re committed to
academics and that you used your time in high school wisely.

3. Good grades with an upward trend. Grades that show you’re working hard and are
consistently improving are very important to colleges.

4. Work and/or community service experience. Real world experience helps to show that
you’re a well-rounded person.

5. Involvement in extracurricular activities. Like work or community service, extracurricular involvement is a great way to show that you’re a well-rounded person with a passion for something. This can help you stand out.

6. Solid test scores. While the importance of these has dropped slightly over the years, they are still a crucial staple for many college admissions offices.

7. An outstanding essay. Essays allow college admissions offices to get a more personal look at the student behind the application. This is the time to show off your skills, insights, and talent for writing.

Knowing what’s important can be the key to getting into the school of your dreams or a college that’s a great fit socially, academically and financially. And who doesn’t want that?!

Summertime - Time for Relaxation but Don’t Forget About College Prep!

It’s summertime and preparing for college may be the furthest thing from your mind. But even as you enjoy your summer break, you’d be wise to use this free time to your advantage.

If you’re a rising senior, be aware that September will come all too soon and by the time school starts, you should have a final list of colleges, so you can begin your applications.  This fall will be a busy time with essays, letters of recommendations, college applications, etc.

By taking advantage of these long summer days, you can get a real jump start on your college application process!

Here are some tips for maximizing your summer:

Read

Reading will help keep your mind fresh and help build language skills. You don’t need to read classic English literature – popular young adult books will do the trick.  And take a book on vacation with you!

Volunteer

Volunteer for an organization that you are interested in and passionate about. This is a great way to build your resume and to narrow down potential fields of interest. 

Get a job

Earn some extra cash while taking on responsibility.  Colleges like to see that you have responsibilities outside of your schoolwork.

Visit colleges

Make time to visit colleges you are interested in.  Since school is not in session, summer may not be the most ideal time for college visits, but you can still get a feel for the place and visit again if necessary. Taking a family vacation? Plan to visit colleges along your way.

Think about what you want out of your college experience

Take time to think about what you want in a school, your interests, and what you would like to get out of your college experience.  Long car rides to the beach are perfect for brainstorming.

Have a fun and meaningful summer!

Charlotte Klaar, Ph.D.

For more information about how Klaar College Consulting can help lead you to college success, call us at 301-834-6888 and visit the many resources available on our website www.cklaar.com.  

College Fairs- Helpful Hints to Help Your Child Stand Out

This spring, your college-bound students may be attending a number of College Fairs.  This can be a wonderful opportunity to get acquainted with different colleges, many of whom may not be familiar to your high school child.  Unfortunately, students are often not given the tools to properly navigate these events, and may miss out on a valuable opportunity to make an impression on an admissions representative.

I was recently involved in a College Fair, and was surprised at what I saw and heard.  Help your child prepare, so he or she maximizes the college fair experience.  Below are some valuable tips:

1. Plan Ahead: Your child should go to a college fair with some idea of what kind of college would be a good fit for him/her.  Look carefully at the list of colleges who will be present at the fair.  Narrow down the list and prioritize the college booths that your child will visit and make his/her interest in that college known.

Use this opportunity to have at least a preliminary discussion about size, location, campus environment and other factors which are important in the decision.  Have your child do some Internet research on the colleges present at the fair and use this information to round out the list.  The effort you make researching prior to the college fair will show off when speaking with the admissions representative.  Make the best impression possible!

2. Dress Appropriately: This is your child’s chance to make an impression on the admissions representative taking part in the fair. Think about how you would recommend that your child dress for a college visit to his/her first choice school. That is exactly how he/she should dress for the college fair.  Dress to impress!

3. Speak Intelligently: If your child has done the research on the schools to be visited at the fair, use that information to impress the representative.  Ask intelligent questions about the school, its environment and students.

4. Take Notes: Your child will be speaking to many different college representatives, which can be overwhelming.  All the colleges will blend together by the end of the night.  Encourage your child to take notes after each booth.  Having notes to review later will prove to be very helpful.

5. Don’t Travel in a Pack: Assure your student that this is his/her chance to shine and to gather information. This is done much more effectively if your child is alone with the representative, rather than approaching with an entourage. It is particularly not a good idea for your child to approach a college booth with his/her significant other draped all over him/her.

6. Gum: Get rid of the gum! A person looks more adult and is more easily understood without a mouthful of gum.

7. Go as a family: Most college fairs offer evening hours, which gives you the opportunity to attend the fair with your child. This will impress on your student that, although the choice and process belongs to him/her, you will be there to act as a coach and cheerleader. Encourage your child to ask questions and be sure that you don’t undermine his/her confidence in front of the admissions reps.

College Fairs can be very informative venues. Don’t only focus on the colleges whose names you know. There may be some hidden gems in attendance that would provide your child with just the right fit.

Try to put aside notions such as ‘party school’ and to ignore the person you know who attended a particular college and was not happy. Remember that any school is a party school if that is what your child is looking for.  Your child is unique and what did not suit someone else may be perfect for him/her.

Senioritis... the Disease College-Bound Students Should Avoid

Already accepted to college? Beginning to lose interest and focus in school? Be careful not to catch senioritis!

Senioritis- a disease effecting high school seniors, especially during second semester; identified by laziness, lack of focus, repeated absences, and a strong desire to graduate.

Senioritis can sneak up on you faster than you think! Here are some tips we give students for avoiding this dread condition: 

Take a strong course load

Don’t take a relaxing course load just because you can. This is your time to shine!  Many high schools only require three years of all the basic subjects (math, science, history, etc.) and four years of English.  Go above and beyond and take a fourth year of the quality courses.  Try to avoid taking study hall or three different gym classes to get out of studying your senior year.  Admissions officers view the hard work and dedication you put forth late in the game as a good indicator of how you will perform in college.

Grades matter

Use your senior year effectively.  College acceptance is based on senior year performance. 

Colleges look at your grades for the first three years of high school.  What many students don’t realize is that grades during their senior year are just as important!  Colleges require you to submit your first quarter, mid-year, and end-of-year grades.  If you have a downward trend in your grades, colleges will notice and take that into account in determining your ultimate acceptance, your financial award, and whether you acceptance is rescinded.

The college application process is competitive and there are many students on a wait-list ready to take your spot.  Your grades senior year can make or break you.  Don’t become a red flag and give colleges a reason to revoke your acceptance.

Tired of high school classes?

Take a course at a local community college.  This is a perfect way to demonstrate your intellectual curiosity, plus you can earn college credits in the process.  Not a bad deal!

Time Magazine also has a great article about combatting senioritis: http://www.time.com/time/magazine/article/0,9171,1191831,00.html  

Planning for College: It's never too early!

Today's announcement by the Princeton Review that they are entering the educational consulting field is a terrific addition to the college planning landscape. I know that this view from an educational consultant like me may seem odd, but let me explain. I believe that the more information available to students and their families, the better prepared they are to make wise choices in the process.

What are the different ways in which families can get information about the process and how do they differ? Keep in mind that this process is primarily the student's but it is important to teach the student  how to do the proper research. It is not just looking through college guides or making random visits to colleges whose names everyone knows. The college landscape is broad and there are many wonderful schools which might provide a better social, emotional, and academic fit for the student than the more well-known institutions. In some ways, this is comparable to randomly reading the multiple listing service lists of houses for sale and focusing only on one neighborhood in a city thereby losing the better deal on a more suitable home that is just around the corner. This is where independent educational consultants can provide more individualized services than can the more impersonal class that focuses on process which are offered by large firms.

The independent educational consultant takes the time to get to know the student and the family. S/he really listens to what both the parents and student want included in the consideration of a college. It is usual for consultants to have the student take one or more career assessments and to explain the results in an effort to increase the student's self-awareness which will lead to the ability to make better choices in the long term. Even if you, as a parent, are having difficulty recognizing that your student has the ability to develop self-awareness, I am sure you can see the benefit of exposing him or her to doing so.

Managing the process is also a part of what the educational consultant does with the student. It is often easier to have an adult other than the parent do this because the relationship is less emotionally laden than the parent/child relationship at this stage in the family's life. Most educational consultants have at least some background in family psychology and, although we are not therapists, we do know how to see all sides of an issue and to maximize the relationship.

Finally, and this is the most valuable part of the process which the independent educational consultant offers, knowledge of a wide range of colleges which might provide a good fit or match for the student. We get this knowledge by visiting colleges, attending professional conferences, and keeping our fingers on the pulse of the changes in higher education. All this comes at a price and it is this expertise for which you pay when you hire an educational consultant. In much the same way as a concierge doctor caters to the needs of individual patients, the educational consultant caters to the needs of a small group of clients at any one time. In the former scenario, the patient pays more for this service than does the patient who has an HMO; in the educational consulting world, individual service comes at a higher price than that offered by anonymous large companies. In the past, the high school counselor had the time to do some college counseling but that is becoming more difficult as counselor caseloads become increasingly more unmanageable as school districts continue to cut budgets. In addition, it is a rare Masters in School Counseling program that offers even one course in college counseling. The independent educational consultant has a variety of ways to learn how to effectively deliver services to families and the motivation to do so.

The bottom line is that you should find the help you need at whatever price point you can afford to help your student make informed choices. There is no need to spend tens of thousands of dollars to do this. Most independent educational consultants charge relatively modest fees and do a great deal of pro bono or sliding scale work in their practices. You never know until you ask.

Back Home Again

It is wonderful to be back home again and to touch base with clients and friends in order to share that which I learned in the last two weeks. I saw some exciting colleges while I was away, many of which I had seen before but the changes on their campuses were amazing. A few whom I had not seen that challenged some opinions about them which I had heard from others and caused me to evaluate them in terms of the students to whom I could recommend them.

One of the most exciting things about educational consulting is the constantly changing landscape of colleges which we must keep up on in order to properly serve our students. Although this necessitates a great deal of travel, I find that it keeps me interested in the issues which a good consultant must be interested in. Among these are the changes we find on campuses in both programs and facilities; the financial considerations that we need to know in order to help families make the best decisions for their students; and the general changes to the college process which is a dynamic one.

To do these things well, it is critical to keep up with professional development and attending IECA conferences over the years is one of the best ways I have found to keep abreast of developments in all these areas. It is not only the informative breakout sessions that help me learn but it is also the conversations with colleagues from around the country and the world that help. Keynote speakers are the icing on the cake. Anyone who wants quality training in this industry must turn first to IECA to ensure that they get the best of the best.

Charlotte Klaar

IECA Conference Charlotte, NC

I have just spent a wonderful week doing what I love to do. I have visited eight wonderfully different college campuses, attended some very stimulating workshops in which I learned about adolescents, educational innovations, admissions changes, and many other things which I am looking forward to using with my clients when I return home. What makes all this even more special is the opportunity to do all this with colleagues and friends from IECA.

Early this week I was visited Davidson College, Elon University, High Point University, Queens University, UNC- Charlotte, and UNC-School of the Arts. Each college was very generous to share with us their time and to make sure that we understood their particular niche in the college landscape as well as to tell us about the students who would be a good fit for their particular academic programs. Today, along with two friends from IECA, we drove from the conference hotel to Wake Forest University and Guilford University since we could not be so close and not see these wonderful schools. While spending hours on a bus or in a car may not sound like much fun to many people, for the IECA consultant, it is a pleasure because doing this allows us to expand our knowledge which in turn makes us a more valuable asset to the students we serve.

At the conference, I was privileged to hear two wonderful keynote speakers, Daniel Pink and Nido Quebin. Both are noted authors and each delivered inspiring addresses that both informed and entertained the audience. Mr. Pink discussed the need for us to prepare students "for their future and not for our pasts." Mr. Quebin, President of High Point University, shared with us his vision for High Point and the philosophy that lay behind his plans for this beautiful college. Both are unique and imbued with the common sense approach that offers the wisdom of allowing students to live in environments to which they can aspire as they grow and to give them a high quality education at the same time. Each of them pointed out the need for us to educate students for the future as it will exist in the world that they will inhabit as adults and not for the world for which we were educated since these are vastly different places.

Every time I attend an IECA conference, I return to my work re-energized and enthusiastic about the work I do and the students whose lives I touch. What a great way to make a living and a life!