Can I afford to send him to the school of his dreams?

It’s critical to have an open discussion with your student about the family financial picture that includes a clear explanation of what you are willing and

able to pay toward his education.

Often, our kids seem to believe in the proverbial money tree in the backyard. As adults, we know this is an unrealistic view. It’s also important to explain that parental assets have to go much further than the education of one child.

Take a holistic approach to financial planning. This means that your retirement is just as important as the college educations of your children. No one child, regardless of accomplishments, should take precedence over the future
well-being of either his parents or the other children in the family.

Once your student understands what your limits are, he can then begin to mentally plan for the possibility that he may not be able to attend his dream school, and approach the college planning process more realistically. He can
still apply to the dream college, but it does leave the door open to other, more financially viable options.

Affordable Fit

In my practice, I find that when families follow these suggestions, their students tend to be much more open to colleges that are both affordable and a good fit. It can also encourage students to be more proactive in looking for scholarship

money, or make them work a little bit harder to try to attain the grades that make a more prestigious college possible.

Being realistic can also take some of the pressure off the student to go trophy hunting, rather than finding colleges that provide a good match and fit for him.

What exactly are match and fit?

Match refers to your student’s numbers and how they compare to the middle 50 percent of accepted students at the college you’re considering. If your student’s unweighted GPA and test scores fall in that range, then the college is a potential match for your student.
A = 4.0, B = 3.0, C = 2.0, D = 1.0, F = 0

Subject                                              9th Grade 10th Grade 11th Grade
English                                               B = 3.0      A- = 3.7        B+ = 3.3
Math                                                   A = 4.0     C+ = 2.3        B- = 2.7
Science                                               A = 4.0     B+ = 3.3        A- = 3.7
Social Studies                                    B+ = 3.3   A- = 3.7          A = 4.0
Foreign Language                              C+ = 2.3    D = 1.0
TOTAL                                                      16.6         14.0            13.7

Add up the results and divide by the number of courses.

44.3 ÷ 14 = 3.16 GPA (unweighted).

 Most colleges will recalculate the high school GPA to a basic unweighted 4.0 scale based only on the core subjects. To do that, you pull out the grades for English, Math, Science, Social Studies and Foreign Language,

Looking at your student’s grades from the viewpoints of the admission office can guide you in your class choices. And be sure to avoid declining GPA’s – colleges look unfavorably at downward grade trends. It’s important that your student’s grades remain above a B in all subjects if at all possible.

Fit on the other hand, refers to the social and academic aspects of the college.
• Does he feel comfortable on campus?
• Are there students there with whom he can connect?
• Does the school offer the academic environment and extracurricular options that he is looking for?

Use Your Stress to Become a Success!

It’s that time of year when students are completing college applications and thinking/worrying about whether they’ll be accepted by their top choice colleges. A little stress is good, and can motivate students to make sure their applications are complete, and that they continue to study and finish their senior year with good grades. But how do students learn to manage stress, and turn it into success?

Here are a few techniques:

·       Embrace the anxiety – Everyone feels a stress in their life once in a while. Don’t let your student be afraid of it! In fact, studies show that a little stress can actually increase a test score.

·       Take a five minute breather – Sometimes the best thing a student can do is take a five minute walk, get the blood flowing and release some of the stress hormones!

·      Competition can be fun – Soccer games, talent shows and even school spirit week can teach your student that a little stress can lead to some fun competition! They can embrace a little stress and learn how to “use the force” for good!

·       Finish what you start – When your student doesn’t want to play in the big game, compete in the talent show or wear their school spirit proudly, encourage them to finish what they committed to initially! There is always a victory in playing the game.

·       Be aware- What makes a fun stress turn into an unbearable stress? Find the trigger and talk about it. What makes that application or test so stressful? How can you turn a negative stress into a positive one?

·       Remember, it’s worth it – In between checking on the status of the applications they sent, student should remember that they will get accepted into a college – even if it’s not their number one pick. They won’t stay a high school senior forever!

For more guidance on high school courses and activities, finding a college that’s a good fit, financing, deadlines and more, call Klaar College Consulting, 301-834-6888, Charlotte@cklaar.com.

 

From Freedom of Expression to Fitting into a Box; Changes in the Common Application

Students planning to apply for school in the Fall of 2014 may get an unpleasant surprise. While previous students have uploaded long and creative essays, the class of 2014 will be held to a 500 word limit in their personal statements which are cut and pasted into a box on the Common Application.

The new changes will limit the amount of creativity students are able to show a prospective school.  In previous years, students could exhibit their personalities through longer stories and additional elements such as photos and math equations using the .doc or .pdf format in uploaded essays.

Additionally, the “topic of your choice” question will be removed from the common application, so students who once demonstrated their uniqueness in that question will have to find another way to think outside the box.

Charlotte Klaar, PhD, founder of Klaar College Consulting, recommends that you:

·         Find new ways to be creative in your application. Use an interesting quote, make a bold statement, start your essay with a question and/or have a memorable ending to your essay by using emotion to capture the reader’s attention!

·         Include activities that showcase your best you!

·         To avoid spelling mistakes, write all essays on a Word document, then copy and paste it into the application. Don’t depend on spell check!

·         Always review your applications before sending them in.

For more guidance on high school courses and activities, finding a college that’s a good fit, financing, deadlines and more, call Klaar College Consulting, 301-834-6888. Charlotte@cklaar.com.

Strong Academics, Idyllic Settings at Women's Colleges

On a recent trip to Western Massachusetts, I visited two wonderful women’s colleges: Mount Holyoke (@mtholyoke) and Smith (@smith). While both are women’s colleges and have many similarities, they are also quite different from each other. I strongly encourage young women to explore these as well as other women’s colleges, before deciding whether to apply only to coed institutions.

Mount Holyoke, in South Hadley, is smaller (2,200 students) and in more of a rural setting than Smith. Tucked into the Berkshire Mountains, this beautiful campus offers the opportunity to think and learn in a comfortable and quiet setting.

Recently, a series of fabulous restaurants, coffee shops, and boutiques were added at the edge of the campus. All are within walking distance of the residences.

Academics have always been the strong suit of the Northeastern U.S. liberal women’s colleges known as the “Seven Sisters.”*  As the first dedicated to educating women, Mount Holyoke has never been distracted from its mission of providing a solid liberal arts education, coupled with strong programs in the arts – including dance, theater, and studio arts.  They also offer well-respected programs in business and science. While one might think of South Hadley as a “sleepy little town,” dynamic intellectual pursuits are alive and well at Mount Holyoke. 

Smith College in Northampton is the largest of the Seven Sisters, and is located in a much busier town that’s within easy walking distance. There is a lot to do in the area surrounding Smith, and the campus itself is a haven around a beautiful lake. 

A very strong engineering program is offered, along with its liberal arts core. Smith’s curriculum also has a strong global focus, and encourages students to study abroad to prepare for a future career as a global leader. Their open curriculum, with no core requirements, encourages students to explore their interests in many areas, so students frequently have double majors or minors.

The residential system at Smith is governed by a house system, rather than residence halls, and students identify themselves by their house (all if which are self-governing).

Both Mount Holyoke and Smith have a population of non-traditional women students, as well as significant international populations. Their selection process emphasizes the GPA of incoming students. Both colleges are SAT optional, in recognition of their focus on strong high school preparation. Each is a member of the Five College Consortium, and students can easily take classes at the other colleges via a bus system.

Don’t miss the opportunity to explore these and other women’s colleges to round out your college research.  You may find a good fit and a rewarding college experience!

* The other women’s colleges of the Seven Sisters include Barnard College, Bryn Mawr College, Radcliffe College, Vassar College, and Wellesley College. All were founded between 1837 and 1889.

Don’t Forget to Check the Status of Your College Applications

Some of you may have heard back from colleges, some may not.  Don’t get discouraged.

All colleges provide a timeline of when important documents are due.  Closely monitor the timeline so you don’t miss out on the little things.  As time goes on, remember to:

Make sure applications are complete

Check in with the colleges to ensure they have received all the necessary application documents.  Many colleges have online profiles for the applicants; log into your account and see the status of your application.

Send mid-year grades

Many colleges require mid-year grades.  Take the time to go to your guidance counselor and request having your transcripts sent.  Use this opportunity to update colleges about any information that may have changed.

Send SAT/ACT scores

Whether you are taking the SAT/ACT for the first time or are retaking the test, don’t forget to send your scores to all of the colleges to which you applied.

Keep all applications on file

Keep hard copies of all your applications on file.  You never know when you will have to refer back to them.

Be patient as you wait to hear from colleges.  I wish you the best of luck!